Min Tha

Director of Growth

The Mifos Initiative

Roadblock Title:

Using open source to power global payments: Learn the architecture, tools, and integration strategies

Time:

Wednesday - 1:00 PM (Tower C)

Abstract:

This session will explore the tremendous economic and social impact opportunity in unlocking last-mile payments innovation in both the private and public sectors. We will cover use cases such as G2P/P2G payments, financial inclusion, merchant payments, and cross-border remittances. Attendees will gain practical insights into the components of an open-source payment orchestration engine, and learn how to design, integrate, and scale solutions using configurable workflows and extensible connectors across multiple digital payment rails.

Real-world case studies from Mifos ecosystem members across Brazil, Mexico, India, Kenya, Southeast Asia, and Eastern Europe will showcase how open-source engines like PH-EE can lower software development costs, accelerate time to market, and enable innovative payment solutions. We will also delve into how generative AI and real-time fraud detection can be leveraged in the payments landscape.

Bio:

Min Tha Gyaw is a results-oriented Banking and FinTech executive deeply committed to financial inclusion. As a Board Director at the Mifos Initiative, he drives strategic engagements and product innovation for their open-source core banking platform. Simultaneously, Min serves as a Strategic Advisor for ThitsaWorks, where he focuses on developing roadmaps and implementing payment solutions for microfinance institutions, credit unions, and regional banks in emerging markets. His experience also includes direct project implementation in diverse regions such as the Caribbean, Mexico, East Africa, and Southeast Asia.

With over 15 years of experience in strategy, business development, and execution at senior management levels across the financial sector in Myanmar and the Asia Pacific, Min brings a wealth of expertise. His prior leadership roles include CEO of FDB Bank (a digital-first retail bank), Deputy Managing Director, Business for AYA Bank (Myanmar), Vice President of Strategy and Product Development for Bank of New York Mellon Investment Management (Hong Kong and New York).

Min holds an MBA in Management from the University of Chicago, a Graduate Certificate in Economics from Johns Hopkins University - School of Advanced International Studies (SAIS), and a Bachelor of Arts in Economics and International Relations from Beloit College.