Nrupal Das

Roadblock Title:

Real Lessons from Fighting ACH Fraud (and How to Apply Them)

Time:

Tuesday - 2:00 PM (Tower C)

Abstract:

ACH fraud is rising as stolen bank accounts are used to load digital wallets with small ACH pulls that later reverse, creating losses. This roadblock talk breaks down how fraudsters bypass KYC, use sleeper accounts, exploit NACHA rules, and link compromised bank accounts through shared devices, VOIP phones, and patterned emails. I’ll share practical methods to detect patterns, gatekeep at onboarding, use device and behavioral signals, and act fast with bans and freezes to stop ACH fraud before it scales. All of it from my personal experience of building products.

Bio:

Nrupal is a Senior Director of Product Management at Paysafe, a NYSE-listed global fintech company, where he leads high-impact payment initiatives across international markets, including Latin America. With nearly two decades of experience across fintech, startups, and digital commerce, he specializes in building scalable payment products that drive growth and market expansion.

Prior to Paysafe, Nrupal founded and led two startups, earning multiple national and international recognitions for entrepreneurship and innovation. He is a Chevening Fellow in Research, Science, and Innovation Leadership at the University of Oxford. He holds an engineering degree, as well as an MBA and a Master’s in Business Laws.

Nrupal serves on the board of the UNF Coggin College of Business and is a member of the AI Advisory Board at the Culverhouse College of Business. Beyond his professional work, he is a writer, with his short fiction shortlisted for a national literary award.