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Shamir Karkal


A true fintech pioneer, Shamir Karkal played a crucial part in building the infrastructure that would pave the way for online banking. In 2009, he co-founded Simple, the first bank of its kind in the United States, and later headed the Open Platform at BBVA. Shamir was drawn to serve smaller companies, co-founding Sila in 2018 to empower financial innovations.

Shamir studied physics and computer science at Bangalore University and graduated from Carnegie Mellon’s Tepper School of Business. He lives with his family in Portland, Oregon, and enjoys jiu-jitsu, long-range target shooting, and studying history whenever possible.

Talk abstract:

Challenges in building neobank infrastructure

Learn how neobanks, payment apps, and fintechs build their infrastructure. You will get a masterclass on standing up a neobank/payments app, combined with challenges typically encountered.